Every individual has a variety of financial concerns unique to their situation. As your life changes, your investment, savings, and protection needs will shift. A well-designed financial plan may mean the difference between achieving your objective or falling short. Our process utilizes your priorities, hopes and dreams to craft a custom plan tailored specifically for you.
At Valenta Capital Management, we use a six-step process that begins with looking at your current retirement plan and ends with consistent portfolio monitoring and reviews of that plan.
Click below for more info on our process.
We will seek to identify qualitative information in regard to your unique situation. In order to understand your complete financial picture, we will request information about your income, savings, living expenses, assets, debts, health values, needs, etc.
What short- and long-term goals do you have? This step in the process is designed to be a conversation around what you want to accomplish throughout your life. We will assist you in fleshing out exactly what these mean to you and what assumptions will be used to plan for these goals. Assumptions include life expectancy, inflation rates, tax rates, and investment return assumptions.
In conjunction with our financial planning software, we analyze your current trajectory, noting the advantages and disadvantages that the current course presents and whether this current course of action maximizes the potential to reach your stated goals.
After analyzing your current situation, we craft strategies that are specific to you and your goals. We present multiple options to you and show the projected impact of implementation, including how the strategy is designed to maximize the potential to meet your goals. Given this information, we will take a step back and let you make the decision on how you want to proceed.
After reviewing the strategies present to you and allowing you to make a decision on how to proceed, we will implement the desired strategy.
Financial planning is a dynamic process that does not end after implementation. The world is changing every day, and as a result, your plan should be tweaked to stay current as well. We review your plan on an ongoing basis and make changes where necessary in light of any new information.
Our planning process and client portal can help give you clarity on where you are at, and what you need to do to stay on track to meet your goals.
We help implement your plan and provide consistent support to help you along the way. Our primary goal is to listen and understand your unique situation so we can craft a personalized strategy.
Establish short-term and
long-term financial goals
Analyze all assets and liabilities
Evaluate current and future financial
state to identify any potential pitfalls
and room for improvement
Craft a personalized financial plan for you and make recommendations to guide you towards financial success
Implement your financial plan and
monitor your goal achievement and execution of requirements
Know what your money is doing for you with access to financial goal tracking, unlimited document storage, mobile web access, and more. Locate all of your financial accounts and connect them to your secure client portal. Use our financial planning platform to help you create, implement and maintain an investment strategy that best meets your lifetime financial goals.
Schedule Your Financial Plan Review or Get a Second Opinion